Off the professional record, I am a USAF Veteran, Musician and Outdoorsman. On the record, I am a licensed agent and I work to help the customer identify and customize retirement options when looking into transferring 401K, ESOP, Bank CD or Savings Account money into other products that protect that principal amount and may offer a premium bonus, or tax deferral, potential lifetime income, preservation and accumulation.  Each customer's needs and goals are usually different.  In short, I own the type of "vehicle" that I sell.  Also, I do not charge fees for my services as a licensed independent agent.  If you would like to discover more, or have questions, please contact me via email or phone at your convenience. danny@tnkyretirementoptions.com or 615-238-7277 *Licensed in KY and TN  NPN#8908903